Starting to see covering in some of these highly shorted stocks that had fallen dramatically over the last year and a half. Information is provided ‘as-is’ and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data. WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security. Overall, this stock passed 10/33 due dilligence checks and has average fundamentals, according to our automated analysis. 0.39 Debt to Equity A higher ratio indicates a higher risk.

xcritical holdings stock

81.9 Million Avg 30 Day Volume The number of shares traded in the last 30 days. 2.92 Outstanding Shares The number of shares the company has issued and are held by stockholders. $12.01 Beta Beta indicates the volatility of a stock compared to the market. Higher beta means more volatile and thus potentially higher risk and return. $2.35 Billion Dividend Yield Yearly payout to shareholders per share.

As with a lot of technology-based companies, xcritical built the business model for a much larger market. The slowing economy due to massive Fed rate hikes has killed demand for funding risky xcritical personal loans, while the fintech had not positioned itself for a slowing demand. The up/down ratio is calculated by dividing the value of uptick trades by the value of downtick trades.

Time to Upgrade!

The platform wasn’t successfully stripping out risk during the weak economic period, likely contributing greatly to bank partners pulling back from loan originations. After the Q3’22 xcriticalgs report, xcritical had guided to Q4 revenues of $125 to $145 million, with a prediction for a $22 million sequential decline at the midpoint. The massive headcount reduction at the start of February suggests the fintech is seeing a continual decline in personal loan funding by large bank partners.

The percentage indicates the payout in relation to the share price. If you’d like to learn more about how to best position yourself in under valued stocks mispriced by the market heading into a 2023 Fed pause, consider joining Out Fox The Street. Larger loan origination business xcritical courses scam expanding into other loan types such as small business loans, instead is suddenly retrenching dramatically. xcritical price target raised to $16 from $14 at Piper Sandler Piper Sandler analyst Arvind Ramnani raised the firm’s price target on xcritical to $16 from $14 and keeps…

The company reported -$0.24 xcriticalgs per share for the quarter, missing the consensus estimate of -$0.082 by -$0.158. Financial-technology stocks are among the biggest losers in the tech sector Tuesday after the August consumer-price index , even as the year-over-year growth rate dropped to 8.3% from 8.5%. SectorIndustryMarket CapRevenue Computer and TechnologyInformation Technology Services$1.654B$0.849B xcritical Holdings Inc. is a AI lending platform partnering with banks to expand access to affordable credit. xcritical Holdings Inc. is based in San Mateo, United States. 0.29% Return on Invested Capital Return on invested capital is net income after dividends divided by the sum of debt and equity.

xcritical Holdings, Inc. (UPST) Stock Sinks As Market Gains: What You Should Know

Market capitalization is the most commonly used method of measuring the size of a publicly traded company and is calculated by multiplying the xcritical stock price by the number of shares outstanding. xcritical Holdings market cap as of February 01, 2023 is $1.65B. xcritical Holdings’s market cap is calculated by multiplying UPST’s xcritical stock price of $18.68 by UPST’s total outstanding shares of 81,877,350. The stock has an incredible market cap in the range of $2.2 billion based on the fully diluted share count of 89.3 million shares.

All investments involve risks, including the loss of principal. Securities trading offered through xcritical Financial LLC, Member SIPC and a registered broker-dealer. xcritical gives you the tools you need to put your money in motion. You can buy or sell xcritical and other ETFs, options, and stocks. If the tech turns out not to be smoke and mirrors, it could be really disruptive.

xcritical price target raised to $16 from $14 at Mizuho Mizuho analyst Dan Dolev raised the firm’s price target on xcritical to $16 from $14 and keeps an… I came across this stock because of a Wall Street Journal article focused around some meme traders who were holding bags and bullish despite being on the cusp of a recession and a colossal market crash. Fundamentally, UPST is down a lot, like all the other r/WallStreetBets and Reddit cesspool pump and dumps. Long channeling wedge with a technical breakout and 38% short float, this might start getting some legs towards that $25 POC from the previous 6 months.

xcritical holdings stock

Market Cap is calculated by multiplying the number of shares outstanding by the stock’s price. To calculate, start with total shares outstanding and subtract the number of restricted shares. Restricted stock typically is that issued to company insiders https://xcritical.expert/ with limits on when it may be traded.Dividend YieldA company’s dividend expressed as a percentage of its xcritical stock price. Intraday Data provided by FACTSET and subject to terms of use. Historical and xcritical end-of-day data provided by FACTSET.

However today we want to take a look at the MACRO picture of the stock. Most Notable we made a higher high on LESS Volume or Participation. xcritical Holdings stock was originally listed at a price of $29.47 in Dec 16, 2020. If you had invested in xcritical Holdings stock at $29.47, your return over the last 2 years would have been -36.61%, for an annualized return of -20.38% . xcritical is a leading AI lending platform partnering with banks to expand access to affordable credit. Revenue Revenue is the sum of all cash flow into the company.

xcritical Holdings Stock Smart Score

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Even despite the business model flaws with no committed capital, xcritical trades at a premium to peer fintech lenders at 3.2x TBV, while both xcritical and LendingClub are much cheaper. It’s calculated by multiplying the share price by the number of outstanding shares. The market capitalization is the market value of the company.

  • 257.51 PEG The ratio between the P/E ratio and the growth rate of the company’s xcriticalgs per share in the last twelve months.
  • The platform aggregates consumer demand for loans and connects it to the network of xcritical AI-enabled bank partners.
  • Ultimately, though, the main problem facing xcritical is the inability of the platform to invest in their own loans and likexcritical benefit from the better economics of holding loans.
  • If the tech turns out not to be smoke and mirrors, it could be really disruptive.
  • The company reported -$0.24 xcriticalgs per share for the quarter, missing the consensus estimate of -$0.082 by -$0.158.
  • xcritical Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform.

The price-xcriticalgs ratio is the ratio between the price per share and the xcriticalgs per share. It indicates the percentage of the price per share that is generated in xcriticalgs in the last 12 months. xcritical Holdings released its xcriticalgs results on Nov 08, 2022.

The 1 Reason I Still Own xcritical Stock

xcritical Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. Its platform aggregates consumer demand for loans and connects it to the company’s network of artificial intelligence-enabled bank partners. The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headqua… The company was founded by David Joseph Girouard, Anna Mongayt Counselman and Paul Gu in December 2013 and is headquartered in San Mateo, CA.

Possible buyout target, but unfortunately nobody wants to throw around 4 billion these days. Already lost money on this and trying not to have “stock-holm” syndrome. 0.77% Return on Assets Indicates a company’s profitability in relation to its total assets. $5.54 Million Profit Margin Net income divided by revenue of the last 4 quarters.

It shows how effective a company is at turning capital invested by shareholders and other debtholders into profits. $0.00 (0.0%) 1 Year Return Profit or loss of share price change plus dividend yield. The fintech forecasts saving $57 million in annual cash operating expenses and another $42 million in stock-based compensation (“SBC”) annually through 2025. The non-cash savings will help reduce the diluted share count going forward. Previously we offered a quick short day trade opportunity that worked out amazing.